Ex"My thoughts on Pension Proposals"

by Robert

I have written to David Cameron by e-mail on this topic 3 times. E- mails acknowledged ,passed to relevant Department and then totally ignored.

I am due to reach retirement age in March 2015. My NHI contributions extend over a period of 45 years- uninterrupted - not the 35 years qualification required for the new rate.

To say I am appalled by this two tier arrangement is the understatement of all time.

In a Country obsessed by equal rights perhaps someone in Government could take the trouble to reply to my earlier e- mails or better still follow it's own rules and "treat customers fairly"

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May 24, 2014
pension gap will increase
by: jane

When the state pension reforms start the difference between the amount the existing pensioners receive and new pensioners will be approximately £40+ a week. However this is for the first year only. Pension increases are percentages meaning those with the greater amount will get a higher increase.

For those of us who have become pensioners recently the gap will become huge. It could be that in 10 years the difference will be more like £60 a week or £250 a month.

Its all very well for politicians with fantastic pensions paid for mainly by tax payers but for many of us, mainly women, this is our only income.

I was a life long Tory voter, not now.

Mar 21, 2014
What of the wives with younger husbands
by: emmett

What I find most concerning are the married woman who stayed at home to look after their children and promised by the government that they could claim their OAP on their husbands contributions. I too retire in March 2017 when I will be 65. My wife who is 2 years older than me cannot claim her pension until she is 67 (on my contributions of 47 years!) even though she is entitle to a pension at 60. If the new 2 tier system is introduced before I retire, then she has NO pension as she has not contributed. There are thousand of married woman in this predicament. What are they to do, go on benefits? Talk about moving the goal posts!

Mar 20, 2014
Womens State pension age
by: Linda

I wrote to David Cameron, Steve Webb, Nick Clegg and Ian Duncan Smith. I received 3 replies telling me what I already knew ie why they are doing it. They didn't answer the most important question which was why I have to wait eighteen months longer for my pension than someone born a few months earlier than me. David Cameron passed my letter onto the pensions dept. who had already sent me two identical replies. Nobody stands a chance of winning this unfair decision that penalises women for a second time.
They don't care. I will never vote a conservative again.

Mar 20, 2014
The Magna Carter in reverse !
by: George Morley

It will be the celebration of the 800th anniversary of the signing of the Magna Carta next year. King John’s humbling defeat centuries ago compelled by a gang of unruly barons to sign on the dotted line.
Now we have a situation which is a bit like the Magna Carter episode in reverse where the government are in essence forcing the monarch to sign a document (The Pensions Bill with clause 20 included) in order to discriminate against a minority of British Subjects as opposed to a document forced onto a King of England by a group to limit his powers by law and protect their rights.
I am sure that her Majesty is very unhappy about being placed in this situation when it comes to the government seeking the Royal Assent. If she signs it will be seen as condoning discrimination against the frozen pensioners which is contrary to the Charter of the Commonwealth.
Letters to her would not go amiss and I have already written to her private secretary saying this and asking if he would advise invoking the Royal Prerogative and not sign it.

Mar 20, 2014
Overpaid NI contributions should be repaid!
by: Pat @ Babyboomers Retiring

Robert I absolutely agree with you. There is no equality in this new pension. It seems to me that the Government should be repaying NI pension contributions with interest for those like yourself that will now have overpaid by the time they are retired.

I'm sure that when I was 60 my NI contributions ceased although I carried on working. Surely once someone has completed their qualifying years this should be the case.

There's also the fact that despite Steve Webb saying that they would honour the SERPS payments it seems that this is no longer the case. So what will happen to all the payments into SERPS that people have made.

I urge everyone to keep lobbying their MP's on all of these issues.

If it was a private Company in charge of the pensions they would be accused of fraud!

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