My Parents Move into a Retirement Apartment
by Jan Butler
Entrance to the Apartments
The Retirement Apartment photos are on the left handside. The photographs on the right are the timeshare.
My parents announced their intention to buy a retirement apartment soon after a visit to Harrogate. They'd been visiting relatives there and seen a new development of retirement apartments being built by McCarthy & Stone just off the City Centre.
My sister and I were shocked as they'd already downsized into a small bungalow on the Northumbrian coast which in our view was ideal for them.
However they were in their 70's and had various health issues. Mum explained she didn't want all the housework involved in looking after the bungalow and Dad said he'd had enough of worrying about the garden.
They'd seen the show flat in the development and fallen in love with it. With all brand new carpets, curtains and beautifully decorated it was very nice.
They chose a one bedroomed apartment on the 3rd floor overlooking the garden. They were within walking distance of the town centre with all the shops, the park and of course the famous Betty's tea room which they visited 2-3 times a week.
When we visited them we were booked into the Guest apartment which was equally as nice.
They decided to take the offer of a lifetime mortgage on the property which enabled them to release some of their capital. Again much to our dismay they then went off on a holiday to Tenerife and came back informing us that they had bought a timeshare there.
Despite all our reservations, Mum and Dad loved their apartment. They enjoyed quite a good social life with the other residents. They were able to enjoy the garden without the worry of doing the work but most of all they enjoyed the security of it as they went away several times a year on holiday.
They also enjoyed many years at their time share in Tenerife which they wouldn't have been able to do without the equity release scheme.
When my Father died Mum was able to stay there for a number of years on her own, which I don't think she would have been able to do if she'd still been in the bungalow. She seemed to feel quite safe in the apartment and of course there was a House Manager she could call upon and Care Line on the few occasions when she wasn't well.
All in all their moving into a retirement apartment seemed to give them a new lease of life.