Choosing Where to Live in your Retirement Years

Where to live in your retirement years might not be on your radar yet. I know baby boomers don't like to think of themselves as getting old but it will be a decision you have to make sooner or later.

Whilst it may be too soon for some of you to consider for yourselves you may be helping elderly parents or relatives to make a decision on moving to a more practical home.

On the other hand, where to live may be top of your list if you might be thinking that retirement is the perfect time to change to a completely different lifestyle which gives you the freedom to travel but still having the option for a base here in the U.K.

You may be considering where to live if your dream is to relocate perhaps to live near the sea, or in the country or swap from country living to city living or from city to country.

You may be considering downsizing to release capital from your home so that you can do some of the things you've been promising yourself you would do in retirement.

The decision of where to live and the type of property to choose will be mostly influenced by:-

  • Your financial situation.
  • Your intended lifestyle.
  • The accommodation you need when family and friends come to visit.


Choosing a one bedroomed flat may not be ideal if you have children and grandchildren that will want to come and stay with you.

On the otherhand if your family live in the same locality choosing where to live becomes much easier. The type of property you choose can be exactly what you want it to be without having to consider other people for once in your life.


When considering where to live

Ask yourself the following questions:-

  • Do you want to relocate or stay in the same neighbourhood?
  • Can you afford to stay in your current home?
  • Do you feel confident that you are able to clean and maintain it as you grow older?
  • Is the garden going to be manageable when the old arthritis kicks in?
  • Do you feel safe in the neighbourhood in which you live particularly if you are on your own?
  • Is your current home practical for the type of lifestyle you want to live in retirement?
  • Have you health problems that could deteriorate making the stairs difficult to negotiate?
  • Have you got shops within easy reach if you weren't able to drive any longer?
  • Is there a good public transport service should you need it?
  • Do you want to be nearer family?



Types of Property you may want to consider

Believe it or not we have more choices of where to live once we hit the magic age of 55. Why? Because there are all kinds of retirement properties that are available for people 55 and over that you may not have considered.

Retirement properties are usually quieter places to live because people over 50 don't tend to have all night parties, don't tend to play loud music (o.k. well perhaps a few if their deaf!).  Also they don't have noisy children.

Retirement properties are also more secure with entry phone systems and most have careline for emergency help if required.

A retirement property may have a part ownership or lifetime mortgage option which enables you to release capital. However you should be aware that these properties usually have service charges.

A retirement apartment is ideal if you are looking for companionship as most will generally have some kind of social activities going on. They are also ideal if you want to go off travelling safe in the knowledge that the property is secure while you're away with all external maintenace of gardens and grounds taken care of.

Retirement villages are becoming popular and are springing up in most counties. They vary in the facilities on offer but most will have their own restaurant, shops, hairdressers, and a few even have swimming pools and tennis courts.

Retirement bungalow developments which in most cases have an on site warden to keep an eye on things have the added advantage that you still have your own small but manageable garden area if you're reluctant to give up your garden completely.

There are also assisted living developments for those who need personal care and meals but still want to retain their independence with their own living accommodation.

If you've ever dreamt of living in a luxury hotel and having everything taken care of for you then Sunrise Senior Living is a place to check out.

You don't have to be ill or frail to live there.  The facilities and social activities for the elderly are excellent.

If you have a loved one who suffers with dementia their approach and level of care for this distressing disease is quite unique.


return from Where to Live to Home Page

Retirement Overseas

What you need to know about Retirement Apartments

Bungalow Homes

Assisted Living Apartments

Retirement Villages

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